Keep More Money in Your Pocket

$20,000+ in Debt? See How Much You Could Save With Debt Relief

Reduce payments by 40% or more.
Programs available for most credit scores.
No fees without results.
Pre-approval check

How much unsecured
debt do you have?

$
$10,000 $200,000
Risk-free
Non-binding

What Debts Are Eligible for Relief?

credit-card-1
Credit Card Debt
Credit card balances from major banks, retail stores, and credit unions with high interest rates.
Personal Loans
Unsecured loans from banks, credit unions, or online lenders not backed by collateral.
cash-user
Payday / High Interest Loans
Loans with above-average rates making your monthly payments higher than necessary.
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Non-Federal Student Loans
Private student loans from banks or lending institutions (excluding government-backed federal loans).
credit-card-phone-call
Collections Accounts
Recently transferred accounts to collections within the past 6 months from unpaid unsecured debts.
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Auto Deficiencies/Leases
Remaining balances on repossessed vehicles or lease termination fees after vehicle sale.

Simplify your finances in minutes - with 3 easy steps

1
Step one
Pre-approval check
Before we can connect you with the best debt partner, we need to verify your eligibility and gather some information about your current financial situation.
2
Step two
Get connected
With your provided details, we'll explore all of your potential debt partners, matching you with the best possible option to maximize your financial relief.
3
Step three
Instant support

After connecting with your chosen partner, they'll develop a personalized payment plan to help resolve your unsecured debts.

With your approval, this plan will be activated swiftly, freeing you from debt stress and making way for a brighter future.

Trusted by many
ClearOne Advantage Accredited Debt Relief Beyond Finance JG Wentworth Consolidated Credit Lighthouse Finance Solutions Americor Freedom Debt Relief Century
ClearOne Advantage Accredited Debt Relief Beyond Finance JG Wentworth Consolidated Credit Lighthouse Finance Solutions Americor Freedom Debt Relief Century
We've already helped
100,000+ people
Join the growing community of people who have
transformed their lives with One Payment Plan.
A real affordable solution to a difficult time v
Nathan was very informative. He explained everything in clear understandable language. I was at a point on my financial journey where I didn’t know where to turn. I was offered a realistic and reasonable solution. I decided to take advantage of the offer and I feel like I can breathe again.
Karen
Clear One Advantage
These Guys Rock
Michael was very patient and understanding. He was transparent about the pros and cons of the plan I decided was best for my situation. He preserved my dignity and didn’t come across being judgmental. Instead, he offered solutions to help me get back on track.
David
Clear One Advantage
Johnny Goldsmith was awesome
Johnny Goldsmith made our transaction very smooth and painless. He explained everything in detail to both me and my husband. After going through several companies Clear One was the only company that was there to help us. What a big relief it is for both my husband and I. Thanks again Clear One
Bernadette
Clear One Advantage
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Why choose One
Payment Plan?
The quickest way to take control

Top rated debt partners

We work exclusively with industry-leading debt specialists known for their reliability and stellar track record. Each expert brings extensive experience and a dedication to your financial well-being, ensuring you receive top-notch service and effective results.

Personalized support

Working with your debt partner, you’ll get access to a fully customized payment plan designed to support your unique financial situation. This plan will focus on your specific needs and goals, providing a targeted approach to reducing your debt both now and in the future.

Instant financial relief

Once you approve your payment plan, you'll experience immediate financial relief. Your consolidated payments will be activated, easing your monthly burden, and you’ll be on a new, exciting path toward financial stability.

Complete control

The best part about working with One Payment Plan is that you get to take back control. Not only will you have reduced monthly payments, but you'll also have a clear, manageable payment structure that puts you in charge of your finances.

Frequently asked questions

Debt relief and debt consolidation are two different approaches to managing debt, and the right option depends on your financial situation.

Debt consolidation combines multiple debts into a single loan or payment, which can simplify repayment and potentially lower interest rates.

Debt relief, on the other hand, focuses on reducing or restructuring your debt by working with creditors to make payments more manageable.

A certified specialist can help determine which option may be the best fit for you.
Unsecured debt is a type of debt that isn't backed by collateral, such as credit card payments, medical bills, or student loans.What does it mean?
Basically, if you fail to pay these debts, the lender cannot take your possessions to recover the money.
Some partners require fair credit and a stable income, and others don’t. We can help you explore all. Doing this will increase your chance of getting funded, but won’t influence your credit score.
Most people will experience instant relief, with their upcoming monthly payment. Sometimes the process takes a bit longer, but it depends on the debt partner.
It varies based on your individual circumstances and preferences! Your debt partner will work with you to tailor a solution that best fits your financial situation and income, ensuring you get the most effective debt consolidation strategy for your needs.

Get immediate financial relief

$20,000+ in debt?
Explore your options today!